“I am grateful to you, Ralph, not only for your valuable assistance, but also for your tenacity in convincing me that your program was not a ‘scam.’ I’ll admit that it seemed too good to be true, and therefore I was a little (O.K. maybe a lot!) skeptical at first, but I am convinced that no solution would have been found for me through what most people consider to be conventional channels.”

Earnst S, Jersey City, NJ